Tag Archives: Credit Score

I just bought my first home. Does this help my credit score right away?

Jennifer asked: My credit cards are maxxed and want a consolidating loan to pay all off any chance with starting score of 614 after buying a home. Just mailed first mortgage payment.Charlotte

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What are home equity interest rates?

Ivan S asked: I’ve read home equity interest rates are higher than first mortgages but by how much? 1%-2% or more?
I’d appreciate if you could give me just a general benchmark, assuming I have a good credit score.
Thanks!Minnie

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In relation to mortgage loans what constitutes a low credit score?

Boat Junkie asked: I have been reading lots about the housing crisis and have learned that the loans for new mortgage loans for people with low scores it getting harder to aquire. What constitutes a low score? 600? 590? 650? 625? I am now ready to buy my first house and am finding out that [...]

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Dad buying new home and making me owner for tax benefits BUT I need to get house loan?

simfox3 asked: My father and Uncle are jointly buying a secondary property. Both already have a primary residence, so they want my cousin and I to be joint owners of the house. I’m single and currently not a house owner, last year I paid over $25,000 in taxes so the savings for me could be [...]

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Is there a better company than DiTech.com to get a home loan if your credit is not good? PLEASE HELP?

soonerfan0808 asked: DH has bad credit(over 500 in a credit score) and we are looking for a home loan. We currently pay a mortgage payment through a relative who owns the house and we definately can afford the payments. Can you suggest a different company??
ThanksGardeningTips

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how of much could i get on a home mortgage loan?

jamiet95608 asked: I’m thinking of buying my first home next year in sacramento. I’m hoping to see a significant drop from current prices. I make the median income (~$54,000). In 1 year, I’ll have ~$35,000 in savings and ~$5,000 in my 401k. I’m 23 years old and have been working at my job for 1 [...]

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Whats the total mortgage payment for a 105k home?

A S asked: I want to know what would be a mortgage payment with everything included like taxes and etc. for a 105k home. I am looking to buy my first home and my credit score is 730. Our total take home money a month is $3600.
going for a 30 fixed and live [...]

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