edensalon10 asked: Credit issues due to broken neck in 2000. Stable now and have good income but trouble finding lending? Any help welcome.Wallace
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Monthly Archives: June 2009
Mortgage Refinance or Home Equity?
karenldee asked: I have some home repairs in the near future and am wondering whether it is best to go with home equity line of credit or just refinance on my mortgage. The home is a recent purchase so the mortgage rate would probably not be any lower. I’m leaning toward the line [...]
home equity loans/second mortgage and foreclosure?
almost poor asked: Does anyone know the actual laws about this? If you lose your home to foreclosure, and you have a home equity loan, I mean obviously you should still continue to pay. But I’ve gotten mixed opinions on this and just wondering… are you completely and legally still obligated to pay that off [...]
What areas of a home mortgage are negotiable in pricing?
samuel b asked: I have good credit and I’m getting approxamately the same rate from every lender that I’m talking to. I am also hearing similar rough estimates for closing costs as well. I also keep hearing that I should be shopping lenders for price. Is there something hidden that I’m missing? [...]
what is the best way to buy a home with poor credit? Helpful answers only Please?
datingyoungincali asked: I make approximately $55k annually and still rent because I am afraid that my poor credit will not permit me to purchase a home. I am paying someone elses monthly mortgage in the form of rent and am tired of throwing my money away. I am interested in information on first [...]
If I want to increase my home mortgage payment, do I need to refinance?
seeker asked: Let’s say my Countrywide home loan term is 20yrs, $1000 a month with fixed interest rate 6.5%. What’s the bad/good if I decide to double my monthly payment?Arnoldo
Does anyone know of a subprime lending for home mortgage score a little less than 600?
edensalon10 asked: Credit issues due to broken neck in 2000. Stable now and have good income but trouble finding lending? Any help welcome.Kellie
How long do you suppose the mortgage interest rates will be as low as they currently are?
stacypeiffer asked: I am 25, preparing to purchase my first home! I have been saving like a wild woman the past year and a half trying to save as much as possible towards my down payment. I want to save as much as possible before the rates go back up. Anyone have [...]
I refinanced my home loan this year. Can I tax deduct the mortgage interest on the old loan and my new loan?
anderson_nate asked: I paid off a great deal of interest on the original loan and just want to be sure before I attempt to deduct it.
I meant to say I refinanced in September 2007 not this year.Katina
When obtaining a Home mortgage what should you look for apart from a good rate?
George asked: Special clauses or terms etc……Alyce