Monthly Archives: March 2009

Can you get a housing loan that cost more than the actual house to payoff credit cards?

UNC asked: I have like 6000.00 in credit cards was 13000.00 but I have been paying everything I can on these 4 cards. There also cut up. But can you ask for a loan more than what the house is for, and pay your cards off.Ultra Ebay

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anyone tell me about their experience with quicken home mortgage loan company?

cornfed asked: im 41, single mom. ive got bad credit
good work experience(6 years same job) and can prove address stability?Janell

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Is there a better company than DiTech.com to get a home loan if your credit is not good? PLEASE HELP?

soonerfan0808 asked: DH has bad credit(over 500 in a credit score) and we are looking for a home loan. We currently pay a mortgage payment through a relative who owns the house and we definately can afford the payments. Can you suggest a different company??
ThanksGardeningTips

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I need to get out of my house loan and equity line of credit?

fouchks asked: My house has a 80k loan and a 50k equity line of credit (diff bank)
Built 1849 I do not have the money to fix. Now a 3rd child is coming and my house has serious mold problem. Family is sick. I want to walk away. Help… deed in [...]

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What are the defining “Lender” standards for a habitable home?

eric asked: Meaning what is the lender looking for to determine habitability in order to approve a home loan/mortgage? Not FHA loans but conventional lenders.Ezekiel

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Does a mortgage loan have to be a minimum amount when purchasing a house?

school_daze_47 asked: I’m looking for a house in the Ft Wayne IN area, probably in the less than $20,000 range. I am a first-time home buyer. Is it possible to get a mortgage for an amount this low, assuming the property is of course assessed for at least the amount of the loan? Why kind [...]

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How can I get a house loan from the bank?

baby g asked: Hi, I just got married and want to buy a house but they said we need our income information but neither have I or him made our first income yet. We want to move to San Antonio, Texas and buy a house but we don’t have an income nor a lot of [...]

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I own a home. How can I get money from the home to pay off credit card debts?

Phil D asked: I own the home with no mortgage. What is the best option to take to borrow against the house to get my debt in order?Sonja

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What do lenders look for for a house loan?

Carrie H asked: I live in Lawrenceville, GA and we are looking to buy our first home next year. what are some things i can do to help prepare and get a good rate on the house loan? What are some things that are good and things i should look out for? Thank [...]

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Pay off House or Student loans in next 2 years or take longer & save for retirement?

Curious_N_Concerned asked: House mortgage is 67,000 at 6.5% interest
Student loans is 65,000 @ 8.0% interest
Current retirement savings is 40,000
You can take the interest on student loans as a tax deduction on your taxes without itemizing which is a plus
I am age 36.Online Forms

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