Jen asked: Thank you.Deidre
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Monthly Archives: January 2009
i want to refinance a 1st mortgage and a 2nd which is a equityline that is with a another bank. need help?
elman1005 asked: Can i pay them both off with a refinance from home is we have enough equity in home. I am told i need to pay a .5 point fee to convert an equity line to a cashout loan since this loan is not a second when the home was purchased?Hilda
What are the defining “Lender” standards for a habitable home?
eric asked: Meaning what is the lender looking for to determine habitability in order to approve a home loan/mortgage? Not FHA loans but conventional lenders.Daphne
Buying house as second home or as an investment property? Which one is better?
ADIL M asked: What is the difference between buying a house as a second home or as an investment property? Which one is better from mortagage rate and insurance stand point?
Are there any advantages of one over the other?
I heard that mortgage rates and home owners insurance is less on 2nd home. Can a [...]
Is it advisable to get a Home Mortgage at prime minus one for 4 months and get 5K Cash back?
rjain15 asked: My lender is giving my 5K back for a mortgage of prime minus one for few months and then he will refinance. He says that I will get huge incentive and then he will refinance at almost no cost.
Any comments or suggestions… ?Charmaine
Whats the total mortgage payment for a 105k home?
A S asked: I want to know what would be a mortgage payment with everything included like taxes and etc. for a 105k home. I am looking to buy my first home and my credit score is 730. Our total take home money a month is $3600.
going for a 30 fixed and live [...]
We are preapproved for a home loan and have a credit card question?
mom2abigsis asked: Okay, so we have gone through the process to buy a home…preapproved through a bank for a mortgage loan, found a home, did the offer, and the inspection was just finished Friday. Our closing day is June 20th and in the beginning of May we went on vacation and fixed something where [...]