Category Archives: United States

tax deduction for the single family home mortgage?

i-love-god asked: for the example purpose, say i want to purchase a home worth of 400000. Assume I get a loan ( 6% int rate for 10 years) for this amount. I get the standard duction of 10000 every year when I pay income tax. In addition to the 10000, how much more can I [...]

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2nd home/mortgage on a sailboat?

Barbara S asked: I had a question arise while doing a tax return and I am not sure about the answer.
Can you use the interest on your sailboat as a tax deduction as a 2nd home? They do sleep on it while docked as well as out to sea. The mortgage [...]

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I refinanced my home loan this year. Can I tax deduct the mortgage interest on the old loan and my new loan?

anderson_nate asked: I paid off a great deal of interest on the original loan and just want to be sure before I attempt to deduct it.
I meant to say I refinanced in September 2007 not this year.Katina

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What’s so special about house loan ineterst when it comes to income tac return?

Lexie asked: The amount of Itemized deduction set by IRA is much higher than when I itemize my own deductions. My itemized deduction is only around $6000 from house loan interest and property tax.
To me, it seems much better to use the Standard deduction. But many people say how great owning a house because [...]

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