Category Archives: Credit

i’m refinancing my home mortgage but something is showing up on my credit report?

debra c asked: a serious delinquency is showing up on my credit report.. i have no idea what it is!!! i’ve had my credit check yearly. and its never showed up before.. i called equifax but u CAN NOT get to a real person.. this is something i was to discuss in person does [...]

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Does anyone know of a subprime lending for home mortgage score a little less than 600?

edensalon10 asked: Credit issues due to broken neck in 2000. Stable now and have good income but trouble finding lending? Any help welcome.Kellie

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How to obtain a house loan with

Marcus asked: Recently I have concidered looking into purchasing a house. I do not have great credit by any means, but do have decent income. I only have 1 debt in collections at the moment, and that is being paid on. Is it reasonable to think I could get a house loan?Investment Jobs

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Is there a better company than DiTech.com to get a home loan if your credit is not good? PLEASE HELP?

soonerfan0808 asked: DH has bad credit(over 500 in a credit score) and we are looking for a home loan. We currently pay a mortgage payment through a relative who owns the house and we definately can afford the payments. Can you suggest a different company??
ThanksGardeningTips

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I need to get out of my house loan and equity line of credit?

fouchks asked: My house has a 80k loan and a 50k equity line of credit (diff bank)
Built 1849 I do not have the money to fix. Now a 3rd child is coming and my house has serious mold problem. Family is sick. I want to walk away. Help… deed in [...]

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What are the defining “Lender” standards for a habitable home?

eric asked: Meaning what is the lender looking for to determine habitability in order to approve a home loan/mortgage? Not FHA loans but conventional lenders.Ezekiel

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How can I get a house loan from the bank?

baby g asked: Hi, I just got married and want to buy a house but they said we need our income information but neither have I or him made our first income yet. We want to move to San Antonio, Texas and buy a house but we don’t have an income nor a lot of [...]

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Can you roll over credit card debt into a house mortgage?

getting old asked: I would like to purchase my first home or townhome, but have about 6000 dollars in CC debt, can I tact that onto my mortgage loan? I know they do some creative loans now a days.. just a thoughtBest Buy Camcorder

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You have two loans.one current home and the second is a land loan, which should you make extra pymts on first?

Home Owner asked: If you have extra money to make extra payments, should you make extra payments on your current home mortgage or should you make extra payments on your land loan (plan to build a home on the land in the next 1-5 years). If one of the loans has a 1% higher [...]

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